$1,000,000 insurance (or more) in advertising

Discussion in 'Landscape Architecture and Design' started by mdvaden, Jan 13, 2006.

  1. mdvaden

    mdvaden LawnSite Bronze Member
    Messages: 1,946

    This year and others, when I've been to the yellow pages or some online directories, I noticed that some companies list not only that they are bonded and insured, but that the liability insurance is $1,000,000.

    It's in their yellow page ads, in directories and other advertisements.

    Do you think that is a worthwhile adventure if you have that kind of coverage?

    Does it makes sense to point out the level of coverage as long as you are paying for it?

    Do you feel it ads to an advertisement?
  2. AGLA

    AGLA LawnSite Bronze Member
    Messages: 1,776

    It is probably a response to the generic term "fully insured". No one knows what exactly that means. It is just one more way of giving the consumer confidence. The confidence not only comes from knowing the contractor is covered, but they are professional enough to have gone out and got that coverage.
  3. Gatewayuser

    Gatewayuser LawnSite Bronze Member
    Messages: 1,765

    You should have at least 1 mill insurance.
  4. AUHort1990

    AUHort1990 LawnSite Member
    Messages: 137

    Before any contractor comes to work for us (State Gov't) we require 1Mill in insurance.
  5. cgland

    cgland LawnSite Bronze Member
    Messages: 1,929

    1 Mil is pretty basic insurance. Most companies won't even quote you less than that. We have 3 mil currently.

  6. maintenanceguy

    maintenanceguy LawnSite Member
    from NJ
    Messages: 156

    Many commercial and government sites require 1M of all their contractors. If the purchasing agent is looking in the yellow pages for contractors to contact to request bids, this may get you noticed.

    That is if you want to do competitive bids for government work.

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