The point is I did put money back for new equipment, professional fees, marketing expenses, new equipment, and I HAVE INSURANCE. I knew I was going to want accounts like this when I got a bigger mower, I have the bigger mower now and one more account that I don't have to look for. As far as the new guy comment is concerned, yeah I haven't been in business for myself that long, and I'm still learning about how to run this thing legit. Don't question my ability with out knowing who I am, I've been doing this since I was a little kid and have over five years in turf grass management at a local golf course. I've been only been doing landscaping professionally for about 2 years though.