I see Chevy/GM is coming out (2004) with a 4-wheel version of a 1-ton (not dually). Any thoughts on that? I see so MANY of the Ford F350 and think 'dang that's overkill' since most never need that much payload capacity. Most I see are pretty much city driving, and maybe they tow an occasional recreational trailer like snow mobiles or a rec boat. But now that GM is coming out with one, I can easily see ME in one doing that same overkill thing.