and my best guy has been out since last fri. what will i do? his hand got caught between the truck and the trailer while hooking up. now he's got no income and temp. nerve damage. guess he is screwed, hope he doesn't sue me... ahh, but wait my workman's comp! (or WSIB as it is up here) Yup, it's all paid up and the claim got filed today. for all you bad boys who think they don't need it, listen up it's worth it. and i don't mean just for protection, but for peace of mind. i couldn't live with myself if one of my workers couldn't put food on his table because i wanted to save a few bucks. Rise above the type of thinking that "i'll never use it". Just think of the consequences of what happens if you need it and don't have it. My only prob this week was having to work myself a good few days to help keep up. Small price to pay. Peace of mind. Thankfully, docs say the wound should heal in a couple weeks, and that the nerve damage is indeed temporary, maybe a month to regenerate. And if you think it's too expensive for one or two employees, in canada its based on wages. so could literally be a few hundred for a helper. just do it.