That's the current temp at my house, as of now (12:15am) Wind is howling out there too. My X-mas decorations are taking a beating. Question to any of you southern guys...I have this cocoa palm tree, about 5 years old, just finally put it in the ground this past year. Bought it at a nursery in Myrtle Beach, the nursery said it could withstand temps down to 12 degrees. Should I just wrap it in something, use some sort of heater to keep it warm? If it doesn't make it, I won't be broken-hearted. But I'd like to help it along if possible.