I guess this is a noob question that almost answers itself, but I need to know that my decision will make sense. For 3 years I've been operating out of a F-150 with a camper top, only room for 2-21" mowers, 1 weed eater, 1 pole trimmer (used for hedge trimming and all), 4 tank sprayers and all other miscellaneous tools/materials. I'm thinking about taking advantage of a $10,000 business loan offered through the new bank I'm switching to this year, to buy a box trailer and 30" mower, worth a total of under $5000, using the rest to take care of minor truck fixes, equipment maintenance etc. I've been hiring high school kids out for summer in the past, and after doing the math, I figure I'm not really doing myself any favors there, over investing that same money into something that will help me knock yards out faster. I currently have about 50 customers of various sizes and I think I could handle all of them by myself with the upgrade on deck size plus expand to 65+ customers this year, keeping in mind, I'm in TX, where summers hit 102 with 90% humidity on a cool year. I currently gross about $35k a year btw (which is a long way from the $14k I started out at). Loan is at 3-5 years, my choice. I'm only really held back by the fact that if it's a bad decision, it doesn't just affect me but my wife and 3 year old. Please, any and all help or advice is appreciated. I started this business on a $2,300 tax return and am now up to roughly $9,000 in equipment (including truck). I can pinch a dollar out of a dime if needed, but not with 100% success. Again, ANY and ALL advice is welcomed and appreciated.