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Accepting credit cards or paypal?

  • Currently Accept Credit Cards

    Votes: 11 29.7%
  • Currently Accept Paypal

    Votes: 4 10.8%
  • Plan to accept Credit Cards in the future

    Votes: 9 24.3%
  • Plan to accept Paypal in the future

    Votes: 1 2.7%
  • None of the above

    Votes: 12 32.4%
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Discussion Starter · #1 ·
Are you accepting credit cards or paypal payments now? Do you plan on it in the future? Any thoughts pro or con on the poll choices?
Let's have a look into the current trend.
 

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DO NOT mess with PAYPAL - they are worthless!
 

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we accept visa & mastercard and also accept paypal. But we are going to get rid of it because of the high charges when we use it. It's totally nutz!
 

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We accept credit cards, good rate through our bank, works well for us.
I would add pay-pal to my business anytime if there was a call for it. Good thing about it is no monthly minimum. My wife uses pay-pal for the online part of her business, 2.5% and .35 per transaction. Good rate for what they offer. When I did the set up it was very easy. No problems to this point.
 

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We are considering a mobil unit for snow removal hers the link

http://www.paynetsystems.com/Equipmentsoftware/Nurit2085.htm

$329.00

It stores upto 100 Transactions. You take it out into the feild swipe the cards print receipts. When you get back to the office you plug it into the phone line a conect to the server uploading the charges.

We think it would be a good idea for the snow removal. Charge on the spot.

Any ideas or comments on this please help
 

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Discussion Starter · #11 ·
Thanks everyone for your repsonses so far.
Bob had posted "uses pay-pal for the online part of her business, 2.5% and .35 per transaction. Good rate for what they offer. When I did the set up it was very easy. No problems to this point."
Sounds like a good review of paypal.
If anyone has used it and found they didn't like it for one reason or another, can you please expand on why you didn't like it?
 

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I used Paypal when I sold stuff on E-Bay

I did not like it that mutch

Was not that confusing to me but the customers info was alsays wrong. So either the customers are stupid or confused.

I thibk they were do confused with me form to fill in.

Just my opinion
 

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Originally posted by mtdmaster
I get paid just fine via check right now. Why would I pay a percentage to a card company to accept money when I get it fine anyway?

:confused:
I still don't understand why I would do credit cards. What are the pros of doing credit cards?
 

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You can have customers set up for monthly payment on credit card. No checks you do that transaction when billing. Money in your account in 2 days. EASY.

Offers an another method of payment.

People fall behind. Put the past due on a card, some do.

I had a couple clients that were always running past due. Year after year. Told them about the credit card, suggest they use one they get some kind of rewards. They did, now month after month they are never late.

2.5% or 2.7% is not all that much. For me it's better to keep a customer than always find new ones cause of payment problems.

If it was me. I would never accept a check. Go to the bank every day or a couple times a week? Forget it, my time is more valuable.........:p


LOL as it is now I go once a week :cool:
 

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Well, I have very little problems with getting paid now as it is. I am pretty happy with the way my customers pay me, I send out statements once a month. I usually make a few trips to the bank per month to make deposits, that's it. I guess if I were bigger I might have more problems with payments, but for where I am at now, I cannot justify giving ANY percentage to a cc company for a system. That's my situation, though.
 

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on this subject,i had commercial account for 8 years,never a problem owner was very pleased with the service.i lost it this year because a,company came in charges same as myself,but they take credit cards. i talked to the owner he said it was the convience of paying credit..
 
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