Accepting credit cards?

Discussion in 'Business Operations' started by brichter14, May 21, 2012.

  1. brichter14

    brichter14 LawnSite Senior Member
    Messages: 647

    I was watching duck dynasty today and a commercial came on for this "Square" credit card reader for android and iphones. Well after reading up on it, they charge you 2.75% but it lets you accept mastercard and visa credit cards. I was thinking that maybe this would be a nice thing for our businesses.

    Just charge a 3% "convenience" fee for using a credit card on site? What you guys think?
  2. Duekster

    Duekster LawnSite Fanatic
    from DFW, TX
    Messages: 7,961

    Just raise prices 5% and make a profit and then you do not have to listen to all the following post.
  3. DMVPropertyCare

    DMVPropertyCare LawnSite Member
    Messages: 39

    I agree with Duekster just mark up the price. I accept credit cards. thats the best way to go
  4. kipper

    kipper LawnSite Member
    Messages: 191

    I use the square service and it has worked really good so far. Its amazing what people will get you to do once they know you accept credit cards.....
  5. Doohboy24

    Doohboy24 LawnSite Member
    Messages: 30

    How does it provide a receipt? Do you just use your hand normal billing invoice and mark as credit card?
  6. DMVPropertyCare

    DMVPropertyCare LawnSite Member
    Messages: 39

    you could do it that way. but i send them a paid invoice reciept to their email
  7. southgalawns

    southgalawns LawnSite Member
    from ga
    Messages: 110

    Off topic, I love watching that show when I get to watch it
    Posted via Mobile Device
  8. cgaengineer

    cgaengineer LawnSite Fanatic
    Messages: 15,778

    PayPal works.
    Posted via Mobile Device
  9. tonygreek

    tonygreek LawnSite Gold Member
    Messages: 3,852

    You can't do that, but you can give a 3% discount for using cash or a debit card in conjunction with a PIN entered. Merchant rules require that you not charge any kind of fee in order for a customer to be able to use a card.

    Obviously it comes down to semantics, so if you feel you need to recoup your costs, increase your prices across the board, but offer a discount for cash.
  10. Duekster

    Duekster LawnSite Fanatic
    from DFW, TX
    Messages: 7,961

    Clients are fickle anyway. The complain about ATM fees and I think some other big company was going to add a connivance fee. Yes people are penny wise and pound foolish.

    Not worth the head ache, either be prepared to eat the charge for the sake of getting paid faster, tweak your prices slightly or do do it but adding a fee is not so great.

    I know I have seen card readers in Cabs, they charge a fee to use them, goes to the processor... the cabbies hate it because people often say well, I do not need to tip since I paid this fee. Bottom line is do not rock the boat with extra fees. Just start assuming when you quote a job they will pay with a CC.

    It is more than the cost of a stamp and envelop... it can be painful on larger jobs. You hate to see $6 dollars fly out the window on a $350 job.
    You could buy a cigar and light it with a one dollar bill and get more enjoyment.

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