Goeff, he wasn't supposed to be on the interstate, but he was. I don't know what else he did wrong if anything, or everything. capital hasn't responded back to this thread yet, so I don't know how much of a screw up or not he is. Just thought I'd mention that, otherwise I agree with what you're saying. I guess how much he screws up or not would only lead to his dismissal, I don't think I would charge him the deductible, that is the cost of doing business.