I am posting this because I need this as much as anyone else....to readjust my strategy. I have a great friend who I have traded work with over the years who was 90 days out in paying me. I mailed and emailed him today saying this was strictly business, but I need the money by Monday AM in full or I will be filing small claims Monday PM. I have been in this business through two tough cycles and this is the third, but this one "feels" more severe. So, here is my post to me: If you used to bill every 30 days, bill every two weeks or you will not survive. If you do a day job and are used to going home and billing, sit in your truck, make out the bill and collect the money right then and there or you will not survive. If you do any job and do not file preliminary lien work before you start the job, you will not survive. Instead of getting a 50% deposit and then the balance at the end of the job, the new rule is get 50%, then 25%, then 25% on day of completion. If you work on an ongoing job and have to supply materials, the materials will be paid for COD. These are just a few of the things I need to adjust to and implement because I plan on being here doing what I love next year and the year after that.......There are no excuses to be strung out.