Next year, I'm thinking about putting all my residential customers on a service agreement. I will give them a price for the entire season, and divide it up into 8 or 12 payments. If it's $1200 to treat/cut/cleanup their property for the year, I get $100 a month. The only reason I want to do this is for financial reasons. I'm sick of waiting until June to start seeing serious money come in. I'm sick of barely making it through the winter with my few condo contracts that I have. I do not plow my residential. One reason my customers may not go for this, is they wouldn't want to pay 4 installments over the winter months when nothing is going on. I really don't know how they will react. I think my rich customers won't go for it....but I think my average double income family 80 grand in credit card debt might because it's just another "steady monthly payment". Has anyone tried this? Does it work? I just want this seasonal business to be more steady financially. Thanks in advance for your input.