Define "bumper to bumper" when I think of this I think of A warranty like a new car's 3/36, where as even when you do something like break a switch they will replace it 5/3 seams more like it, I thought we were talking 5/5. They are banking on you houring out of the warranty before the 5 years is up. You can also look at it like this, the warranty is going to cost you more than $6500 by the time you pay it off. Or if you are a cash paying customer the money might make you more in a investment. I was brought up not to trust anyone, and have been screwed by a few dealers. I also have in laws who are very large farmers and are very naive and trusting. And see first hand how a dealer screws with them and price gouges when they think that you trust them. I do see both point of views though.