OK. Used Olddebts.com. Did what I needed it to do and that was get a dead beat off of his arsss. Got a call yesterday, asking if we can work it out. He wanted me to come over to his house and discuss the problem. I did not fee that was a good Idea so I said I would meet him in a public place. We meet and he offers me 200 to settle. He owes 300 and some change. My first response was all or nothing! Period. So He says well you can take me to court and win, however I only have social security and wont be able to pay. Also I will be going in for surgery next week to remove something. He is old and has cancer, and I know there is not much time left for him(not feeling sorry for him at all but giving you all the details) My question is do you take the 200 call it good and go on your way? Or do you go to court?