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Anybody carrying paper for irrigation work?

Discussion in 'Irrigation' started by jcom, Mar 11, 2007.

  1. jcom

    jcom LawnSite Senior Member
    Messages: 791

    I have not needed to carry any paper in the past but now I have two potential customers that want to know if I will carry the paper for the installs.

    About $2200 jobs. I would much rather they pay outright but would also like the additional jobs. But I also don't need a lot of headache.

    Anybody have experience with this? Can I get a credit check done without being a financial institution?

    Thanks folks,

  2. Wet_Boots

    Wet_Boots LawnSite Fanatic
    Messages: 50,267

    You might inquire about their using a home equity line of credit. Personally, I wouldn't carry any paper. I figure sprinklers are more of a disposable-income sort of item, and if there isn't disposable money on hand, I would think twice about the job.
  3. Remote Pigtails

    Remote Pigtails LawnSite Senior Member
    Messages: 581

    Don't walk RUN from these people. I think JDL has a program for homeowner financing.
  4. Hank Reardon

    Hank Reardon LawnSite Senior Member
    Messages: 599

    Can you imagine repo'ing a sprinkler system? Just like the movie Dick and Jane! :laugh:
  5. jcom

    jcom LawnSite Senior Member
    Messages: 791

    Thanks all for the opinions. Our plan is to leave the paper carrying to the banks.

  6. LindblomRJ

    LindblomRJ LawnSite Silver Member
    Messages: 2,570

    The wisdom of bobby gedd.

    For once I would agree with him.

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