Wondering if anyone offers financing of their own to customers for larger landscape work? Like most we bill monthly for our lawn care, but I wanted to offer financing to those hardscape customers where the costs involved are larger. Instead of going through a financial insitute I was thinking of providing a payment plan of my own up to 24 months depending on the project cost. I figure, this may attract customers that want the work done now but dont have the bank for it. And 2: it will still give me some income during the off season. Sure their are risks, deadbeats, and what not. Perhaps a down payment of atleast 50% or 75% of the material costs, the remaining balance can be financed. I would have to think it through and come up with the specific terms, so that I wouldnt lose the entire project on a deadbeat. Just wanted to see if any of you offer any sort of financing, and what has been your experience?