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Bad check

Discussion in 'Business Operations' started by Lawnstar, Sep 4, 2001.

  1. Lawnstar

    Lawnstar LawnSite Member
    Messages: 52

    Rendered services for a new customer and his check bounced.
    This is the first time this has happened to me. How would you
    guys go about approaching this and collecting? Would you add the bank charges to what he owes me?

  2. crazygator

    crazygator LawnSite Bronze Member
    Messages: 1,048

    Not knowing where you are located may cause some not to answer. But, here in Tenn we have a bad check law. You get prosecuted for passing bad checks. I havent had a problem yet, but I do add any other charges due to lack of funds etc... I would also ask the customer about it and if you feel funny either drop the account, or get cash up front before any services are rendered. I hope its not a lot of money. Good luck!
  3. Lawnstar

    Lawnstar LawnSite Member
    Messages: 52

  4. fivestarlawnken

    fivestarlawnken LawnSite Senior Member
    Messages: 438

    The way I handled it this year was, I went to my bank got everything copied on oficial letterhead.Then I contacted the customer via phone and I had to leave a message.I think most people do it as a dumb mistake on their part and usually are embarrased.I think being cool and calm are the best way to handle it.But explain the charges that occured between banks and everything else,and yes they should have to pay every penny.You're not mowing for free!!!:(
  5. whitleys

    whitleys LawnSite Member
    from Kansas
    Messages: 55

    Agree. Be calm, find out the problem. Then go with what your gut tells you. Got my first hot one last month. Young lady moved to another state, but before I knew the check bounced, her mother had a good replacement in the mail to me preceded by a telephone call.
  6. 65hoss

    65hoss LawnSite Fanatic
    Messages: 6,360

    Don't jump the gun on this. Make a phone call to the guy first. Explain you just got the check returned. Tell him there is a $$$ check return fee charged by the bank. Ask if you can come get cash. Be nice. If he doesn't fix the problem asap, then you can get him in some real trouble in TN. I cut the property of the small claims court office and they are also the bad check division. You can get the money, just try it the easy way first.
  7. vipermanz

    vipermanz LawnSite Bronze Member
    Messages: 1,773

    contact your district attorney, they can help you out a lot!
  8. awm

    awm LawnSite Gold Member
    Messages: 3,354

    got to say listen to 65 oon this one. heck it could turn into a good customer.
  9. HBFOXJr

    HBFOXJr LawnSite Bronze Member
    Messages: 1,712

    Don't get tough unless it's a screw job and of course add the extra costs.

    I was busy and in a hurry earlier this year and forgot to subtract a mortgage payment and then misread a date on a deposit ticket. That resulted in a phantom deposit on top of the undeducted mortgage. Bounced 2 small ones before fixing the problem.
  10. wallzwallz

    wallzwallz LawnSite Senior Member
    Messages: 361

    I've only had a couple of bad checks+ I agree stay calm.I just wait til i see the customer the following week,explain what happened, bank surcharge etc., usually is simple mistake, math or just airheaded people.I find the small checks aren't the ones to worry about,they are easy fixes. It's the guy who owes you a couple K's, nice car nice house, house gets foreclosed he disappears then claims bankruptcy + your left w/ a big hole in your pocket:mad:

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