OK guys I am having a major problem getting financing to purchase some equipment to start up my lawncare business. I lost my job in september 2002 making 50,000 a year. All I could find after that was a job making 25,000 a year. So I have obviously have had some late payments on a regular basis. I also have a 1997 F150 that I am going to "voluntary repo" because I can't afford the 400 a month truck payment. Also I co-singed a car loan for my brother (he lost his job at same time as me because we worked together) and he is 2 payments behind on it. I really need this lawncare biz to work to help bring in some extra income. I just want to buy 2 walk behinds so don't need a ton of money. Do any of you know where I could get a loan with mega-bad credit? Thanks for any info that you guys can provide. Do you think with a good business plan and some contracts already any bank would give me a loan?