Bad day!!!

Discussion in 'Pesticide & Herbicide Application' started by GrazerZ, Jan 16, 2006.

  1. GrazerZ

    GrazerZ LawnSite Senior Member
    Messages: 670


    1. Discovered that my 16" landscape trailer was stolen from A job site this morning.
    2. Insurance company says dosen't cover if its off site.
    3. Fell on the ice, hit my wrist elbow and hip. Hurts now, going to really hurt tomarrow.
    4. remains to be seen....

    Know what they say? can only get better!:rolleyes:
  2. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Messages: 8,745

    So the trailer was only covered if at your place of business, not at a job site?
  3. newz7151

    newz7151 LawnSite Silver Member
    from Tejas
    Messages: 2,419

    That's kind of f'ing stupid, since where ever the jobsite is is where the place of business is.. Time for a real insurance company. That'd be like, if your car is parked somewhere, like say the grocery store and you come out and it's been stolen.. Oh, Sorry, not covered, not at your house... Like, WTF do they think a car is for? If it was to just sit in at home in your driveway, it'd be a sofa.
  4. GrazerZ

    GrazerZ LawnSite Senior Member
    Messages: 670

    And heres the other line they gave me:
    "we will submit the claim, but, its not a tool and its not equiptment. so unless its a rider on your policy they probably will not cover it"
    If nothing else the tools in the tool box will be covered. I was going to replace it this year anyway. Have to stay positive ya know.
  5. leadarrows

    leadarrows LawnSite Senior Member
    from N/A
    Messages: 925

    Sounds like it's time to find one of them there Attorneys that gives free consultations too me.
  6. tiedeman

    tiedeman LawnSite Fanatic
    from earth
    Messages: 8,745

    Is the trailer covered under your auto owners?
  7. LwnmwrMan22

    LwnmwrMan22 LawnSite Platinum Member
    Messages: 4,373

    Sounds like you need a new agent.

    Mine has always made sure the trailers are a seperate item on the policy.
  8. turf hokie

    turf hokie LawnSite Silver Member
    Messages: 2,751

    I dont think anybody could have said it better.....That is funny.

    My agent set up policies to specifically cover, trucks, trailers, tools, equipment over 5,000, anything and everything that might grow legs and wander off is covered. Somebody is not looking out for you.

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