Im prety new here but hope to become a regular. I want to tell my story about my leaf vacuum being stolen and dealing with the loan company; Shefield Financial. Well, my brand new 16 hp giant vac was stolen and I hadnt made a payment on it yet. A couple days later (after trying to get renters insurance to cover it and filing a police report) I was reading my loan agrement and see a line that says "buyer protection plan cost is $0 I do___ Do not ___ want it" It covers incase of death or theft; I wouldnt be responsiable for remaining balence and I would not need to carry insurance on the equipment. Well that line was left unchecked by the people that i bought the vac from. Shefield asumes that since it wasnt checked, that I did not want the plan. WHO WOULD DENY A $0 PROTECTION PLAN??? Needless to say I will never do business with Shefield Financial ever again and I hope that people will think twice before they get a loan through Shefield.