So, anybody taking advantage of the current financial market? I haven't had the property for 2 months yet and about to refinance from 6% to hopefully 4.5%. At the same time taking out a bigger loan to pay off a few dollars I owe on the my truck and Blue + pay for a renovation in the house + pay for my pole barn etc...........I'll do all that and my mortgage payment will go down about $20 at a 4.8% rate. So yes, my loan is bigger but I'm knocking out a bunch of expense I have while maintaining the same mortgage payment. With the rent I'm collecting + $ saving from not paying rent for myself and company.......all I am basically doing is paying on my mortgage vs trucks etc and my overhead is staying almost the same.