How much can I expect to pay per year and who is the best carrier for the mowing and landscaping buisness. There are some companies who tend to have the best rates in certain businesses, who is it for the green industry. I have an agent who has been our agent for 15 years, so I will get a quote from him soon as he gets back off vacation, just hoping you guys could help save me some research. O I do not plan of hiring employees until at least next spring, I have about $15k in equiptment. My truck insurance will stay with my current carrier because my wife is called Crash in the industry.