Hello folks. I have been in landscaping for about 4 years and 90% of the work I do has been maintenance. No complaints as this year I finally landed some strata contracts and it looks like I'll be bidding on more this coming spring. I also do Irrigation which just about fills up the other 10% of my work. I have been looking at getting in to more installation work and have been wondering about machinery. I am looking at getting a Toro Dingo or Bobcat MT5x. Before I take on the risk of the loan for the purchase I want to know if it's going to pay for itself over time. My question is this: For those of you that have bought one of these mini track loaders, did the work start to show up after you bought it it or was buying the machine a response to getting more work? I ask because I don't want to make the purchase only to lose money on payments and not use the machine, or have to sell it. Obviously I have to do some kind of marketing and advertising, perhaps a promotion this winter and spring (or perhaps the whole year) on mini machine work. Mainly I want a track unit for trenching as I get subcontract irrigation work from a local landscaper. I have looked at the Vermeer and Ditch Witch walk behind units, but the soil here is full of rocks and in the mud a track unit would float and probably pull the smaller rocks out easier. The vermeer RT100 that I use will hangup on a rock and the drive wheels dig in to the mud, then I have to use a little muscle to get the POS out of the mud, move it forward a foot, and hand dig the spot that I missed. I'm not asking which machine to buy, but rather should I apply for the loan or financing and buy it. There is a used Dingo 420 I can get with a trencher, buckets and a box rake for $12,900 CAD. Or I can buy a Bobcat MT50 for $6,000 and buy the attachments I need seperately. Or should I buy a used Vermeer or Ditchwitch for under $2,000? I guess I should add that I will probably want to buy a dump trailer for carrying away anything that I excavate if I buy the mini loader too right?