Hey guys.......little about myself. I was a victim of all the aviation layoffs due to the sept. 11th attacks. I was in Tulsa Oklahoma. I took all the money out of my 401k, and am now, in the process of starting a small lawncare company. I am now in Oregon though, and have a good feeling i will have a lot of questions for you guys. sure am glad to have found this site........thanks FD.