Business Plan Request (confidential)

Discussion in 'Business Operations' started by whitemat, Sep 13, 2010.

  1. whitemat

    whitemat LawnSite Member
    from Indiana
    Messages: 40

    I am looking for a finished business plan from a senior member(s) of this site. Preferably in Year 1 - Year 5 format if available. I would treat this document with the highest confidentiality. I am using it only to assist me in my preparation of my own business plan that I am needing to get into a SBA approved formatting for bank financing purposes for line of credit, short term/long term notes. I am utilizing Business Plan Pro software. My business will be located in Fort Wayne, IN if you are concerned with my location and your business' interests.

    I am getting hung up on some tough areas in direct cost of goods, financials, etc with information being requested that I just don't have a solid understanding of yet. I could in theory see an accountant, or visit local Score office, etc., but I am trying to cut down on wasted time until i have a first draft complete before visiting these local SBDC's for further assistance in preparing a final draft.

    If you don't want to help, I completely understand....if you think you could help me with your business plan you used for your start-up/financing purposes, I would be very appreciative. Please send me a private email if you can help a young professional or if you have any further questions in regards.

  2. bohiaa

    bohiaa LawnSite Fanatic
    Messages: 5,220

    there are tons of how too's on the internet. do a search.

    one thing about a business plan is that it's written for a desire, the one I have would NOT do you any good. it's simply my goals for my business, you would have a diffrent outlook and needs. it's king of like a finger print.

    Just sit down and write out your goals. do this over a month's time. then write it in a format from word, or the word peocessor of your choice.

    also a business plan changes almost monthly, this is because your needs will change.

    Best of luck to you
  3. nwilson

    nwilson LawnSite Member
    Messages: 7

    Indeed - bohiaa said it well. Set your goals, for 1 year, 5 years, and etc. The business plan is your road map showing the bank where you want to be and how you intend to get there. I have written many plans, and have had friends ask me to help with theirs, but I refuse as the information has to come from you. If I write a plan for myself, then I will use that plan for financing but more importantly, to make sure that I am staying on track with my predetermined goals.

    I would be happy to take a look at your plan and give some advise on what might polish it up some. I am new to this fourm, but have owned my own companies for the last 16 years. Good luck!
  4. wbw

    wbw LawnSite Fanatic
    Messages: 5,933

    Gentlemen, the OP needs something specific. He is not looking to write down his desires and goals. He is looking for SBA financing. This is a major hurdle and requires specific information in a specific format.

    To the OP I know this is not what you want to hear but, I would hire a specialist to write this for me.
  5. whitemat

    whitemat LawnSite Member
    from Indiana
    Messages: 40

    what type of specialist are you thinking? If I go the outsourced route, I don't want to spend to much coin.
  6. nwilson

    nwilson LawnSite Member
    Messages: 7

    The bank that will administer the loan backed by the SBA will want to see things that are specific to you and your business. You must include your goals, how much competition in your service area, statisitcs about your fixed and variable costs, your marketing plan, your plan on how you will service the debt, other debts (if any), information and background on the principle(s) (years of experience in the industry, education and etc.), number of employees (either current or proposed), legal structure of the company, location of your base of operations, your target market, any niche markets, key persons, financial plan to include the amount required to borrow, specific use and accountability of each loaned dollar, and etc. and etc.

    Be careful to not use a "cookie cutter" business plan that has been modified to your company. The lenders read hundreds and hundreds of BP's and will clearly be able to tell if you put your own thoughts into the plan or not. If you don't know your business plan forward and backwords, they will see right through you. If you want a local source, I might suggest visiting a small business development center. Most community college's have one and rarely do they charge any $ for their services (at least around here they dont charge). The development centers are much more current with SBA rules and requirements and are an excellent resource.

    Google "writing a business plan for SBA loan" or a similar term and use those resource also...
  7. Lawn Man Dave

    Lawn Man Dave LawnSite Senior Member
    Messages: 420

    You get what you pay for.........
  8. wbw

    wbw LawnSite Fanatic
    Messages: 5,933

    Enough said.
  9. JDUtah

    JDUtah LawnSite Silver Member
    from UT
    Messages: 2,636

    Debt = yuck

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