Hello everyone, new to the site. I started last year working for a fert company and was only planning on doing this in the short term. I have an opportunity to buy a buddy out of his fert accounts. He purchased them last year, but clearly didn't have the time or knowledge to maximize this side of the business. To be honest I actually liked the work and think I'm going to make a go of it. IF the terms are right. A couple questions about financing the purchase. 1. Did you go with bank financing or use another route like home equity/family. 2. We have agreed to go with 25% of gross for the accounts. I am going to stipulate that this is paid over 3 installments based on retention and other key aspects. Does this seem fair? common? I'm sure I'll have more questions in the near future and hope to someday help someone else new out. Thanks for any help you can provide, Stuart By the way, the equipment 1 ground logic pathfinder xc (110 hours) He is asking too much,but I think we can find a happy medium. 1 Z plug, I love this machine. Runs great, just needs some tlc 1 200 gallon spary tank, need to take to small engine shop to make sure they are sound. 1 100 gallon spary tank 1 anderson spreader and 1 cub cadet 1 Ryan aerator, 4 stanley back packs 2 blowers and couple other small components.