car insurance

Discussion in 'Business Operations' started by RhettMan, Mar 29, 2013.

  1. RhettMan

    RhettMan LawnSite Silver Member
    from Texas
    Messages: 2,551

    just got a taste of my own medicine, it sucks.

    Geico is quoting half rate on an exact replica of my current progressive policy.

    Money or Loyalty?

    I have numerous policys with that oldschool progressive agent.

    Its when i consider my customers and they're other cheaper options that seem to make this a difficult decision?

    where is my iron gut when i need it?
  2. SoCalLandscapeMgmt

    SoCalLandscapeMgmt LawnSite Silver Member
    Messages: 2,094

    I'm amazed that either of those companies write policies for commercially used vehicles!
  3. RhettMan

    RhettMan LawnSite Silver Member
    from Texas
    Messages: 2,551

    they do! try , its too easy

    But beware, might test your loyalty...
  4. RhettMan

    RhettMan LawnSite Silver Member
    from Texas
    Messages: 2,551

    im going to pay the extra for now... one month at a time.

    Karma's a baaadd mamajama! :)
  5. PROCUT1

    PROCUT1 LawnSite Platinum Member
    from TN
    Messages: 4,891

    Value. Keyword.

    Exact same coverage, cheaper price. Go with cheaper price. There is no VALUE in paying more.

    Mowing is no different. If 2 guys are equally dependable, do an equally good job. No VALUE in paying more.

    If one doesnt show up or does a lousy job, and the more expensive guy is better, there is VALUE paying more.

    There needs to be a reason to be loyal. Not just for the sake of it.

    My company insurance agent has gone above and beyond excellent service, has helped me, has gotten me though jams, and when i need something, i get it . Shes local and just awesome. I would not switch insurance agents if it saved me $10,000 a year. But i have those reasons to be loyal to her.
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  6. Colaguy

    Colaguy LawnSite Senior Member
    Messages: 599

    Progressives does. They have for me.

    Forget loyalty. Go for deal that saves you the $. Every yr I get my independent insur agent to check in see who has best commercial deal. Might be Progressive or GMAC. Currently have GMAC.

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