I couldn't resist the offer. I wasn't planning on replacing my 95XT for a while yet. However, zero percent for 60 months and 4K hour powertrain warranty and a few improvements over my 03 and I fell for it. I actually lowered my monthly payment by $100.00 a month. I got 30K for my mine and the new one is $46K. I ordered it with cab, heat, AC, ride control, high flow, hyd. coupler.