Christmas Light Installation + Liability Ins?

Discussion in 'Christmas Trees & Seasonal' started by crbrown17, Oct 9, 2006.

  1. crbrown17

    crbrown17 LawnSite Member
    Messages: 2

    Those of you who are installing Xmas Lights can you share what type of Liability Insurance you are carrying. I am certain my lawn care Ins will not cover the light hanging venture. I have had many of my customers asking for the service and I would like to have an idea what type of policy is required. Any info from you guys is very appreciated.

  2. green_mark

    green_mark LawnSite Senior Member
    Messages: 494

    We went to our insurance company, explained and provided photos of the work we do.

    He advised that we have standard ground crews and roof crews. This permits a clear line for workers comp and the general liability insurance.

    They provided coverage specific towards this service based on the revenues we bill out.

    Go to your insurance agent and tell him everything. Hide one thing and it could be trouble.

    They will guide you to the correct coverage.

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