Commercial General Liability Insurance

Discussion in 'Starting a Lawn Care Business' started by Matt's Mowing Service, Nov 3, 2011.

  1. Matt's Mowing Service

    Matt's Mowing Service LawnSite Member
    Messages: 34

    How is the best way and cheapest way to get commercial general liability insurance? Can I pay monthly or do I have to pay all upfront? State Farm is $565 a year. So, can I pay that monthly? I really need some information on this!
  2. Glenn Lawn Care

    Glenn Lawn Care LawnSite Silver Member
    Messages: 2,645

    I pay mine monthly. Call your insurance agent!
  3. Andy31

    Andy31 LawnSite Member
    Messages: 142

    ^^^ If you already know the cost how can you not know the payment options?
    Just call insurance agents and get quotes and ASK about payment options.
    I use Hartford and they started my that day on the phone and mailed a invoice for 3 months then every month. Not a hard concept and maybe a reply isn't warranted... o well.
  4. GreenI.A.

    GreenI.A. LawnSite Silver Member
    Messages: 2,131

    GL I pay quarterly. As far as ensuring you are getting the best for the money, call a couple of different agents for rates. Each agent will get rates and options from a few different carriers. You will probably be surprised at the difference in rates, I had two different agents quote me the exact same policy from the same cariier and their premiums were about 15% different. So just shop around

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