Hello, I need some help I own 06 Chevy 2500HD. I cut about 50 lawns a week, plus I work a full time job. Right now I "personal" auto insurance on my truck. In Michigan my insurance agent told me ounce you letter your truck, it becomes a commercial vechicle. If I was to get in a wreck even if I didnt letter my truck just had my trailer hooked up, she said Progressive would not cover my truck since i was using it for business. Right now i pay $1152.64 a year for insurance. If I went to a commercial policy it would be $2024.00 a year thats about double. I hate to spend the extra money but i got a $25,000 truck plus about $8,000 in equipment, plus I'd like to cover my butt just in case, I hit someone or another car. Any comment or suggestions anyone has or delt with this? What kinda auto insure do you guys have ? Now remeber I dont make alotta money cutting grass since its kinda part time, this is just kinda hit my wallet hard !!!