Any of you guys drop down your ins for summer? I have 1mil/2mil because of apartments I plowed last year but lost them. I still have a dental office with about 35 parking spots so I will keep it for the winter. But if I drop down to 300k/600k for summer I can save $250 over 7 months. I am the only one who drives in the summer and mowers are less dangerous than a truck with a plow. Also none of my commercials require that high of comp for winter or summer. Pro's/Con's.