I just finished reading a book by Bill Phagan- He has an excellent book for writing contracts that protect us. He shows examples and what top write. Its also in plain english not the typical mumbo jumbo some books do..
I also purchased a few other excellent books he has. They are helping me like few others I have seen. I stongly recommend these to help us all go in the right direction. If anyone is interested you can email me
If you do not have a contract you have no recourse if they don't pay. I have been down this road before and it is not pleasant. As they say, a verbal contract isn't worth the paper its written on. GET a contract signed and give a copy to the apartment complex management/owner.
I agree with Spring Valley. There are many pros and cons. However, I had a guy tell me he wasn't going to pay his bill for $5000. First thing they asked when I called about small claims court was, "did you have a contract?" Need I say any more?