So I was wondering for those who are just getting into accepting credit card payments or maybe even those of you who have been doing it can help me out? I know how to set up the invoice so people can put in their credit card numbers. I am more or less asking about the actual process and how you go about getting set up to accept credit card payments. Now, I have people paying me either through PayPal or mailing checks to me once I invoice them. I guess what I want to do is set up a way for the slow payers that I am tired of having to constantly remind to pay me. What I'm looking to do is have a credit card number on file for these people and if they don't pay by the due date say I give them a couple more days grace period for the payment to be made and if they don't I can automatically charge their card. So if wanting to do something like this, I would imagine you need to send out some type of a contract that they would need to sign explaining how payment terms work and then authorizing their card to be charged? Otherwise if you were to just charge their card they could dispute the charge stating it was unauthorized right? So that is one part of it. The other part is how exactly do you go about setting up to be authorized to accept Visa and MasterCard for yard book? It looks like you have to set up a stripe account which is the processing company that works through yardbook? And then there is the 2.9 percent fee correct? Is that just for the transaction or is it 2.9 percent of whatever the amount is that you are charging for the service? If it's just for the transaction itself do you have to have that built in to the total on the invoice? Say if the weekly cut is $50 and they pay per month, you would want to charge them for four cuts totaling $200 +2.9 percent? So their total due for the month will be $205.80. Is that automatically done or do you have to go into each invoice that pays by credit card and add that on before you send the invoice out? Or maybe that's automatically added and they just have to be aware that's what their card is being charged? How do you then get paid yourself? Do you have to have the money transferred from stripe to your bank account or is it automatically linked? As of now I am just used to PayPal where people will send money and then I can transfer it over to my bank account. If I did not explain myself clearly please let me know. Any help is appreciated.