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Credit Card Payments

Discussion in 'Business Operations' started by 2ndNature, Jan 8, 2011.

  1. 2ndNature

    2ndNature LawnSite Member
    Messages: 147

    What are your thoughts on accepting credit cards for mow payments?

    Has anyone experienced an increase in business or speed of payment by offering credit cards as a means of payment??

  2. kilgoja

    kilgoja LawnSite Senior Member
    Messages: 944

    i've never had anyone offer to pay that way..most pay cash or with a check...i have heard some people set up an online payment thing but that really doesn't work with older people which around here is the biggest customer base....i guess it depends on who your customers are

    SNAPPER MAN LawnSite Silver Member
    Messages: 2,443

    I just signed up for the service. I will see how it works. I'm thinking it will help mostly for landscape, tree, sprinkler, stone, and fencing because those are some things people don't always have enough cash to pay for outright due to the high price.
    Posted via Mobile Device
  4. TheGoat

    TheGoat LawnSite Senior Member
    Messages: 273

    There's this thing called square that I have been thinking about getting for my lawn service. It's this little dongle that you plug into your smartphone along with an app that lets you run the transaction.

  5. Patriot Services

    Patriot Services LawnSite Fanatic
    Messages: 14,360

    I use Paypal. The customers know and trust the name. I never have to touch their card or see their personal information. I can email them a paypal invoice. Paypal transfers to my checking account with 24hrs. There is a small fee but it is no more than any other processing agency. About 25% of my customers use it now.
    Posted via Mobile Device
  6. Lefet

    Lefet LawnSite Bronze Member
    Messages: 1,887

    Agreed. Not using the incoice method yet, just the free one. Will try that when I get more customers. But EVERYBODY knows & trusts paypal.

    What???? No leaf clean ups??? Still in the recliner?
  7. Patriot Services

    Patriot Services LawnSite Fanatic
    Messages: 14,360

    I did my own yesterday that my wonderful neighbors gifted me with. Venison sausage and cheese omelet on the gas griddle right now.
    Posted via Mobile Device
  8. Lefet

    Lefet LawnSite Bronze Member
    Messages: 1,887

    so breakfast at your house?
  9. GreenI.A.

    GreenI.A. LawnSite Silver Member
    Messages: 2,131

    I use paypal. Customers can pay online, some have me email them their invoice and i include a link. If I have a customers email I email them a link if they are pastdue at all. I do have some older customers who aren't into the internet. There is a spot on the return portion of the invoice were they select payment type, if they select credit card they can simly right it in the space provided then I can enter it online myself when I am doing my AP/AR. Can also take it over the phone as well. Alot of peole are under the assumption that with pay pal the customer must pay online but no, you can eneter it to
  10. J&A Lawn Care

    J&A Lawn Care LawnSite Senior Member
    Messages: 436

    I use this and it works great.The down fall for now is you can only withdraw $1001 per week.The rest is held for up to 30 to insure there is no fraud.The good thing is any payments made to you are deposited nightly into your account.This is not a merchants account.It is more like mobile paypal.It charges $.15 and 2.75% per transaction which is not bad.

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