Yah, but then now you are losing 2-4% on every transaction. We take credit cards. Have for a long time. But we always offer a "cash discount" for people who pay by check. I'd rather have the money today and I'd rather not have to lose 3%. If you add it up, 2.5% or 3% can add up to a lot. If most of your customers pay by credit card and you did say $200,000 a year in business, that's $5,000-$6,000 a year you're giving up. That's a friggin' trip to Hawaii or the Bahamas! I don't know about you, but I don't like giving away that kind of money. Credit cards have their place. But you gotta understand that they cost you big $$ too to take them. Me, I try to minimize the amount of credit cards we take.