I always get a better deal when i pay cash. Alot of times i pay my venders in green cash at the end of the month... One particular vendor saves me 17% when i pay cash. Credit card points are a joke imo. It comes to like .1% you get back. I prefer to pay cash and get them to knock the 3% credit card fee off. I cant make sense of financing equipment especially less than 30k purchases. Maybe people just are not profitable and dont keep large cash cushions? I think paying cash forces you to negotiate your best pricing and forces you to really consider how long it will take to recoup your purchases. I have noticed most of the companies that doing well in this economy are debt free companies. Financing just isnt as cool as it used to be.