As of 8:08am on 8-8-08, I am completely debt free! It's time to start making some real money now! I bought my Ferris in April 2007 and paid it off completely in less than 18 months, while also paying off my truck and buying other equipment (hand helds, Lawn Boy, Cub Cadet, etc). It feels really good to know that all the money I make is going to me, except for what the gov't thinks is theirs. By the way, I did this with just 10-12 accounts plus some mulching and hedge trimming. I can't take any credit, however. If it was not for the Lord blessing me with customers, I'd still be changing truck tires for $8.50/hr. Remember to thank God everyday for the ability to work and earn a living.