I have been in business about 5 years now doing a solo operation. This past year, 2011, I have taken off rapidly, churches, businesses, etc.. I was able to have my brother help, but he's going off to college next year and I will be royally in trouble if I don't hire someone in 2012. So my questions are. 1. I have 1M insurance coverage, do I need a workers comp policy added to hire help (in NC)? If I don't know what I will be paying the help exactly, how does the worker's comp policy actually work? The quote I got was a minimum required payroll of $5200 annually which would cost me $1000 for the year. Basically I'd be paying the person roughly $100/week for a year. 2. Since word of mouth isn't working should I use Craigslist? 3. What do you require from workers? (background check, valid drivers license, drug test, transportation etc?) And how do you get these? I recently had to pass up on roughly a $2500/month lawn contract with a school because I don't have a crew and this is ABSOLUTELY killing my chances of expanding my business. Thanks.