I am being offered a 36" toro t-bar with mulch kit and sulky (the toro fold up one $700) with 50 hours for $2500 . . . I don't have the cash but am planning on replaceing my old cub w/b with that exact mower when it finally dies . . . but $2500 is like 30% off . . . I ought to snap it up . . . but i'll have to borrow most of the money . . . I don't "need" it yet . . . i hate to spend money . . . I hate to borrow money . . . i will eventually have to . . . I don't think the cub is worth much . . . it's a '94 . . . Runs great . . . I still use it on almost every job for something . . . tranny sucks kind of . . . what to do what to do . . .