Do I have to get Workmans Comp.

Discussion in 'Starting a Lawn Care Business' started by turfwrangler, May 22, 2006.

  1. turfwrangler

    turfwrangler LawnSite Member
    Messages: 10

    A buddy of mine has his own business doing trim work, he said that I will probably have to get workman's comp. even if I plan to start out on my own without employees. Do you guys who work alone have workman's comp?
  2. thesargent

    thesargent LawnSite Senior Member
    Messages: 400

    no. its not required in oregon for what i do.

    PMLAWN LawnSite Gold Member
    Messages: 3,534

    As a solo you should not need W/C as only you put yourself in harms way and take the risk. But as soon as you have employees-- Get it.
    If you sub out make sure they have it.
    I have a real estate lic. and I am required to have it by the company I work at, even though I am a self employed person. If I get hurt working for them I could go after them. That is why you need it if you sub.
  4. JJLandscapes

    JJLandscapes LawnSite Senior Member
    Messages: 682

    If you have no "payroll employees" then you dont need workmans comp .. In NY to get our license we need a waiver of workmans comp form filled out saying that we have no employees
  5. Proscapez LLC

    Proscapez LLC LawnSite Member
    Messages: 115

    In michigan the owner, is not covered by workmans comp. only your employees. so consider that.
  6. cwlawley

    cwlawley LawnSite Senior Member
    Messages: 470

    Nope. None is required.
  7. hue-nut

    hue-nut LawnSite Member
    Messages: 39

    nope not for me?
  8. turfwrangler

    turfwrangler LawnSite Member
    Messages: 10

    That's what I thought, it didn't make sense to me. Thanks for the knowledge.

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