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Discussion in 'Business Operations' started by rgl1990, Mar 4, 2012.
Do you provide health Insurance to your workers?
I have priced that out. Of course Blue Cross wanted $1200 a month for a company family plan. Shop around and learn the questions. It is a write off but only if you offer it to every employee.
It also is may be a better alternative depening on what happens with the government mandate.
$1200 a month per employee or for you and your family?
In NC, SC and GA. BCBS health insurance will cost you roughly $300 a month per family member. The cost for a single employee is about $40 a week. And this is for basic coverage. You still have deductable's and co-pay's. It really is state dependent. Your cost's can vary. You should shop around, insurance price's can be wildly different. But BCBS is a good barometer, at least for the southeast.
We cover the employees only, not family members. They can add family but they must pay the additional cost. We also have a group plan for life, disability, vision, dental, etc. that is through Aflac. The guys pay for it but they get the group rate because we set it up for them. They also pay for it pre tax. About 70% of the guys have some sort of additional coverage.
It was $1200 a month for the whole plan, my family, his family. No dental, no vision and with a high deductible.
Im still shopping around.
Good idea on Aflac as a secondary ins.
Try health partners, they might me cheaper.
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