Hey, I have found a great company for those who want to take Visa and MC for their lawn care or landscaping work. Anyone can get approved, regardless of your credit history (only reason you might not be approved is bankruptcy.) The discount rate (that's the rate they charge you for each transaction) is approx. 2.5% and will never increase. The monthly fee is like $10 per month. You can get a regular terminal like the stores have or even better, get a secure internet terminal. Your $ gets deposited right in your checking account 48-72 hours after you process the credit card. It's a sweet deal. For anyone who's interested call 1st National Merchant Services at 800.396.5660 or visit them on the web at http://www.1stnationalmerchant.com/ The guy I worked with is Javan. He is the head manager. Ask for him. But if he's not there, anyone else can help you. I paid like $250 to get all set up we were processing credit card payments 3 days after I turned in my application. Just thought you all might like to know.