I was out getting some stuff done today and I stopped in for an insurance quote at a local nationwide office. The agent gave me a price of $639 per year plus an additional $100 per blade per year for snow removal. That price was for 1 millon dollars of general liability insurance. This would also cover tools as well. The agent figured in that I had about $2000 worth of hand tools and $6000 for the value of myt two wb mowers. He claimed that the policy would cover my tools and equipment 24-7 no matter where I was if an incident or theft should occur. Earlier this summer, I got another quote from a different agent. Their price was $1247 per year plus an additional $500 per blade per year for snow removal. This was also for 1 millon of general liability coverage. I am not tring to be cheap but I also don't want to be left hanging out to dry should something happen. Is the qoute I got today a good one in your opinion? Any thoughts or input is appreiciated!