I'm down to three choices on which mower I want to buy. Well, two actually; one is the same mower with different engine options. Scag Tiger Cat 52" with 24hp Kawasaki and suspension seat. Price $8600 with tax=$9275 Scag only has 24mo financing though. Dealer will not move from that price at all. Dealer is close and I feel it would do a great job with any service. I really like how simple the Scag is. Very few belts etc. Ferris IS1500Z with 26hp Kawasaki 52". Price $7700 with tax=$8227.45. Tax at this dealer is 1% lower than where Scag dealer is located. Confident this dealer would be great to deal with as well. I like the Ferris much more than the Exmark/Toro and others I looked at. Other dealers didn't impress me as much either. I like a good dealer for big purchases. I can also get this same Ferris mower with a 22hp Kawasaki for $7200. Dealer said this engine would be plenty for me. Didn't try to upsell me to the 26hp at all. I mow my 3+ acres and that is pretty much it. I want a nice cut, and from what I've read, the velocity deck is hard to beat. The ICD gets really good reviews as well. My yard is bumpy in some places but the suspension seat on the Scag and suspension on the Ferris is just an added bonus. I will have two little ones in full time daycare in a few months which is major cash..........I mean major major cash. So, it seems the Ferris deal would be best financially. I will put at least 3k down and spread out the payments over 36mo with no interest. I wish Scag was 36mo. Heck, I looked at a Kubota 227, which is a very nice machine by the way, and it has 60mo no interest. The transmission in it scared me away though. Look like major repair bills if something went south years down the road. I respect everyones opinion on here and have received great advice in the past. Im just a homeowner who loves to cut grass, not a professional. Im one of those in another field. Anyways, I'm thinking the Ferris is the best for me. Either engine option should do me well. I know of the Simplicity Citation being a mirror of the Ferris but I'm not sure if it would bring the same in re-sale or trade in value the Ferris would. I think the two use different hydro pumps too, but Im not positive on that. Will be waiting for your advice. Not sure I can go wrong here though.