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Dump Truck Insurance

Discussion in 'Business Operations' started by longislandlawn, Apr 7, 2013.

  1. longislandlawn

    longislandlawn LawnSite Member
    Messages: 143

    I use a dodge ram 1500 now for my company, I am thinking about getting a dump truck for cleanups. Someone I talked to said that insurance on one could be 500 a month here in NY. Does this sound high?
  2. T Scapes

    T Scapes LawnSite Bronze Member
    Messages: 1,224

    My dad is an insurance agent and does mine. There a bunch of factors to setting a price. Age driving record value of truck. If you get a vin number off the truck you can get a quote usually pretty quick. Also depends on the truck I E 350 is gonna be less than 450 and so on.
  3. JimMarshall

    JimMarshall LawnSite Senior Member
    from NW PA
    Messages: 316

    Sounds very high
  4. ryde307

    ryde307 LawnSite Senior Member
    Messages: 540

    Make it easy and call your insurance agent to get a quote. You will get a lot more accurate answer.
  5. Landrus2

    Landrus2 LawnSite Fanatic
    Messages: 5,007

    What. G.V.W are you thinking of operating :waving:
  6. goel

    goel LawnSite Member
    Messages: 73

    up here in my part of the great white north my drw dumps are cheaper than my pick ups. I guess that there is less chance of you being a knob in a dumpy than in a pick up.
  7. Kelly's Landscaping

    Kelly's Landscaping LawnSite Platinum Member
    Messages: 4,657

    4 trucks commercial insurance I have full coverage 1 million on each truck. A 2012 and 2011 Ram 4500 1998 Ram 1500 and a 1989 GMC 3500 I pay under 5000 a year for all 4.

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