Equipment Financing

CLservice

LawnSite Member
Location
MI
Just checking if anyone knows of any good equipment financing companies that deals with lawn care business? I’m looking at buy two zero turns, plan on make payments to build up some credit. Thanks
 
OP
C

CLservice

LawnSite Member
Location
MI
I have done some loans with my local bank. (Snowplows, trucks) I want to mix it up a little bit. I was looking to see if there is any online places anyone uses.
 

keithslawnc

LawnSite Member
Location
Ocala,Fl
Sheffield is offering 0% interest for 48 months right now. Just purchased a Cheetah last week. Bought another mower through them two years ago with 3.9% for 60 months
 

KS_Grasscutter

LawnSite Gold Member
The only time its a good idea to use a finance company is when you are buying something through a manufacturers promotion such as 0 percent for 36 months. I was dumb enough to finance an ATV through sheffield at 14.99 percent. Once I realized what it was costing me I refinanced through my credit union for 2.99 percent.
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OakNut

LawnSite Platinum Member
Location
Pittsburgh PA
^ That was helpful.


Cash may be king, but it does you no good if you don't have enough of it.
I would have liked to have bought a used mower, but I couldn't afford one, so I bought a brand new one.

In my case 0%/36 months is king.


Mine is through Sheffield via dealer/manufacturer promotion.
 

FLC2000

LawnSite Bronze Member
Location
Shawnee Kansas
^ That was helpful.


Cash may be king, but it does you no good if you don't have enough of it.
I would have liked to have bought a used mower, but I couldn't afford one, so I bought a brand new one.

In my case 0%/36 months is king.


Mine is through Sheffield via dealer/manufacturer promotion.


Ive financed one piece of equipment in 12 years. If I dont have cash for it I save up. If I dont have time to save up Ill buy used.

I dont care about percentage rates. I care about FREE AND CLEAR.
 

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