AMEN to Dave Ramsey I have been reading through this thread for 3 days now and still not finished. I have kept hushed till now but. I must say I listen to Dave daily and way I am trying grow my business is debt free. Just want to say you have a amazing company and your amazing godly man too what you did down here on the coast for those families truly honestly brought tears to my eyes. I will probably hear flack for saying that but it's truth. I can take you place that looks like Katrina still went through yesterday. Some areas may rebuild most won't for generations everyone is scared and has good reason to be. Guy down street is a home builder he said his business dropped a good bit 2 years after clean up of Katrina. It's all cleaned up in most areas but most can't or won't rebuild. I know one guy talk to had his insurance agent call him balling said hate tell you this but all 8 of your rental properties don't have flood insurance. Guy lost over 2million in real estate over night. He used every bit saving just rebuild his own home. I truly admire you and my hat is off to you and the quality of individual you are. Love reading this thread watching you grow and keep up great work.