So, I've started a lawn mowing business using another person's equipment and business has grown briskly and I want to continue operating next year. So, I do a detailed cost analysis (including labor, gas, equipment costs, equipment replacement costs, etc.) to figure out if its viable and I find the cost per lawn was much lower than I originally anticipated, and I wondered why isn't the going price for lawns that low? I assumed a volume of 100 weekly lawns per crew. So, I would like someone to check my assumptions. Does a truck cost nearly $300 a month to operate, including insurance, maintenance and gas? The service radius is 3 miles, so the average daily drive is about 10 miles or so. I realize there's a lot of stopping and starting with this business, so I'm wondering if I'll be replacing the clutch and/or transmission more often than every 5-10 years... Does 6 months of commercial insurance cost around $300? I mean the kind of insurance used to pay for broken windows due to thrown rocks. Are there any other significant costs I might be severely underestimating? Is "worker's comp" expensive (Like, does an $8/hour employee actually cost $14/hour with worker's comp included or something?)?