I am hiring a new employee this year for the first time. I do not have a business loan or much capital built up. For the last 4 years I have been paying business expanses and paying me all out of one banking account. What are some ways of paying this employee and other expenses? Is a business loan that way to go? Line of credit? Is so, what is the quickest way of getting a loan/line of credit? Hopefully, not going against me personally or my home.