I am at a crossroads right now... I have a couple residential lawn maintenance accounts that I maintain right now with a toro push, I have a stick trimmer and a blower...I just edge with the stick trimmer.. I sold all my equipment and accounts last year so now I am stuck with what I kept for my own yard...I started back into it last month (late in the season I know) but instantly grabbed 4 old accounts back and their contracted most of my business is coming from downed tree and brush jobs and small installs right now...I have turned down a couple commercial businesses calling because time vs. money would not add up with the equipment available. I am a full-time student athlete at a university here so with school starting back up in the fall my classes are in a good position where I could work all Tue and Thurs and Fri and Wednesday mornings... Heres my question how many of yall have invested in an equipment package...I have two options...their both 0% down 0% financing for 48 months (like most mowers)...I am not talking about a mower I am talking a package...absolutely everything I would need including a zero turn and two 21" push mowers...one package is $130 a month another is $188... Has anyone financed before and to this amount and has it paid off? I enjoy paying cash and owning equipment straight out but I have had bad luck in the past dropping $1500 on a lemon mower and still being out other pieces. I just cannot grow any further than right where I am at without the equipment to do the jobs faster and of course the cut look better. Any input is greatly appreciated...I am caught with $1000 and an older 5x8 trailer thats a dump trailer but the dump doesnt work..the packages come with the 6x10 trailers as well...So I could just buy a walk behind with what I have..which could end up more time and money invested or get the package with a new Husqvarna mower... By the way my accounts right now already would pay off all expenses for the equipment and gas...I wouldn't be making money for myself until I start adding accounts. I forgot to mention my scholarship gives me enough money to live off of for personal expenses. Basically either finance and grow and be committed completely or invest and run risk of still not being able to get done and grow as I would like.